Key Features and Solutions
The true strength of MetaBank lies not in theoretical vision, but in the development of concrete, technologically executable solutions. Our goal is to create features that serve users’ interests, ensure long-term system stability, and contribute to the evolution of the global financial ecosystem.
100% Web3-Based Deposit Protection
We are currently developing a decentralized deposit protection system that automatically secures all user assets through smart contracts and distributed custody structures. Unlike traditional banking systems—where deposit guarantees are partial, jurisdiction-bound, and managed by centralized institutions—MetaBank’s model eliminates the risk of insolvency, misuse, or human error.
Ethical P2P Lending Model
MetaBank is building a community-based, exploitation-free peer-to-peer lending framework. The system enables lending to occur transparently and directly between individuals, without institutional intermediaries. We consider cultural and legal specificities—including sharia-compliant structures—throughout the development process. A proprietary, data-driven user trust scoring system ensures security by evaluating behavior, activity, and historical performance.
Unified Web2–Web3 Integration
MetaBank is developing an integrated financial platform that merges the convenience of Web2 with the autonomy of Web3. The platform is designed to provide access to:
Use of bank cards and IBAN accounts
Execution of fiat and cryptocurrency-based transactions
Decentralized financial services (e.g., wallet, lending, staking)
Community governance tools (NFT-based access control, DAO-like decision-making)
We are not offering a choice between the old and the new financial world—we are creating seamless transition between them.
Technology Architecture
The core of MetaBank’s infrastructure is modular, scalable, and interoperable. We are designing and building the system to adapt to the rapid changes of the Web3 environment and to integrate smoothly with various metaverse-based digital ecosystems. Flexibility, upgradability, and future extensibility are key principles guiding our architectural approach.
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